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Personal Umbrella/Excess Liability is one of the most important needs to be discussed for anyone who wants to protect their assets in this extremely litigious climate that exists, especially in Michigan with the changes in the Auto Reform laws that allow people to significantly reduce or even waive the limit of protection they purchased for themselves.


It provides an extra layer of protection for you and your family's financial stability should you be involved in a lawsuit against you - even if the charges are groundless. 


We should discuss your options, for protection from lawsuit or judgment, to protect:

  • your property

  • your home

  • your lifestyle

  • your assets

  • your future earnings


Your risks include car accidents, boat or recreational vehicle accidents, dog bites, property damage accidents, someone being injured on your property or property you rent, you volunteer for a charity or board and accusations such as libel, defamation, slander, invasion of privacy and more.


We have options available from $1Million to $10 Million.

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